Ankit Moorjani
30th March 2021
Rashmi Guptey
20th March 2020
Tanvi Bhalinge
13th March 2020
29th January 2019
Sandeep Murthy
17th November 2020
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20th November 2017
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Maansi Vohra
22nd July 2020
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Sid Talwar
20th January 2020
Harish Talreja
26th April 2021
4th February 2021
Karthik Jayaramam
30th May 2020
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Akshat Jain
12th February 2021
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16th April 2019
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Atharva Purandare
9th August 2020
26th March 2019
2nd June 2018
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Shivani Daiya
20th February 2020
17th August 2014
18th July 2019
28th January 2021
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15th November 2014
8th March 2020
7th August 2018
27th December 2016
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4th January 2016
Sandeep Murthy, Partner at Lightbox, on the difference between fintech and financial services. The difference is in how the data is used.
The companies that come out on top will not be any specific type of organization but brands that are able to create a one-on-one relationship with customers (much like the direct-to-consumer brands of today), accurately personalize their needs using data and appropriately predict their needs.
The consumerisation of fintech is opening up possibilities for brands to launch financial products and services for millions of people that have not had a fair chance at access. This clip talks about the challenges facing "fintech" startups and where consumer tech companies like Droom are filling the gaps using data and a customer-centric approach to the opportunities.
There is a need to balance teams with tastes tactfully keeping technology on top to give a deep insight into a customer’s buyer journey, every mouthful of the way
People spend on education because of employability. Employability leads to a better livelihood, a better quality of life. You don’t get to that kind of prosperity via MOOCS; you get there via cracking massively competitive exams. The world of exam prep has stayed largely offline, and it presents a very interesting opportunity. Technology coupled with data science can have a very meaningful impact on those exams.
Food is the only consumer product, where small, local brands have power. We don’t say “the guy at the end of the street makes the best computers". But we routinely say “that Mexican hole-in-the-wall place makes the best tacos ever”. Food is the most differentiated, most personal, most emotional of everything out there (barring your life partner).
The online used automobile space in India has raised over $300MM in the past few years - not including all the money Quikr or OLX has spent in the space. That’s a lot of capital. The assumption is that all that money is solving the same problem. In reality in any one vertical, a different problem is being solved. And that’s the case in the used automobile vertical.
AI in Indian education technology is probably the most advanced in the world. It is challenging traditional western models as well as integrating effectively with public and private systems in India.
More than pure play consumer startups, Lightbox looks to invest in ones that use technology effectively in their business models to transform their industries.
At Lightbox we’ve always tried to use tech to build interesting businesses. Companies that understand what Indian consumers want as well as they understand their household budgets. We ran our annual day at a modern art gallery in Colaba, with our CEOs as well as a few founders from our network to lead the discussion.
Indian consumers have repeatedly demonstrated their comfort with new technology. And that's starting to show at scale in the 120 emerging metros where demand for new and better products and services outpaces supply. Even at the foothills of the Himalayas, people are ready for life online – and open to a new way of doing things.
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